Dear Charlie,
I sent the message below to Steve Randall. If you think it contributes to
the discussion on time, please edit and post. If, on the other hand, you
think there has been enough discussion on this topic, or my message would
not be of general interest to web members, please ignore.
Thanks, Kim
--------------------------------
Kim Boal
College of Business Administration
Texas Tech University
Lubbock, TX 79409
(806) 742-2150
KimBoal@ttu.edu